Across the midwestern, southwestern, and western U.S., ranching looks different in every community. Some operations focus on cattle. Others raise horses, sheep, or mixed livestock. Many ranchers also manage extensive properties and specialized equipment. That’s why agents choose to Ride with the Stroud Crowd: our insurance solutions meet the unique needs of all sizes and types.
Stroud National Agency, Inc. brings decades of experience as a farm and ranch MGA and wholesale broker. Our team provides agents with expert support, specialized markets, and tailored policies. We help you safeguard what matters most for your ranching and farming clients.
What does “tailored coverage” mean?
At Stroud National, we help agents tailor coverage to protect the essential elements of their clients’ ranching operations and legacies. As a result, clients receive peace of mind year-round.
Here’s what tailored coverage looks like:
Property and Equipment:
- Insurance for barns, outbuildings, dwellings, and high-value machinery. Scheduled and blanket coverage options provide flexibility for both small family ranches and large commercial outfits. Endorsements for hay and machinery fire risks, wind/hail deductibles, and business interruption offer added layers of security. For example, if severe weather damages corrals or critical equipment, good property and equipment protection will help your clients recover quickly. As a result, they experience less downtime and more peace of mind.
Livestock:
- Protection for cattle, horses, sheep, and more, including coverage for theft, transit losses, veterinary emergencies, and animal health products. Use customized endorsements to address losses from collision or severe weather. For instance, if a transport accident injures livestock or a storm causes losses, livestock coverage will help your clients recover quickly.
Operation Disruption:
- Financial support for lost revenue and continuing operating expenses when key buildings or equipment are damaged. Equipment breakdown endorsements help ensure ranchers can get back on track quickly after unexpected events. For example, if a hydraulic chute or water pump fails, operation disruption coverage helps ranchers offset lost income and fund repairs. This limits impacts to livestock care and keeps the business running smoothly.
Specialized Liability:
- Solutions for premises, products, chemical drift, newly acquired locations, and ranching tasks like feeding, branding, calving, inoculating, and transporting livestock. Policy limits can be tailored to fit each operation’s evolving needs. For example, if a visitor gets injured while working cattle or livestock escape and damage property, specialized liability coverage will help your clients resolve these situations quickly and proactively.
Stroud Markets that Give Agents an Edge
When you Ride with the Stroud Crowd, you benefit from an MGA and wholesale broker that leverages partnerships with exceptional markets to expand your reach and better serve your clients:
Travelers Agribusiness:
- A standout option for comprehensive coverage for ranching operations. Backed by 21 years of partnership between Stroud National and Travelers, as well as deep expertise, modern endorsements, financial strength, and a broad appetite for ranching accounts across our service area.
- Discover concrete examples of coverage and endorsements Travelers offers to support agents and their ranching clients. See details here.
ARU:
- A non-admitted market for ranching risks with gaps in coverage, prior losses, or other complex exposures. Provides innovative solutions for real-world ag operations when standard markets fall short.
Liberty Mutual:
- Reliable property, equipment, and liability support for farm and ranch operations, rounding out our market access for diverse client needs.
Why Ride with the Stroud Crowd on Ranching Risks?
Agents across our broad territory turn to Stroud National for practical solutions and support that make a real difference for their ranching clients.
Unmatched Ranch Insurance Expertise Across 18 States
Whether you’re writing business in established Stroud states like Texas, Oklahoma, Kansas, and Nebraska; in growth markets like Minnesota, Missouri, and Oregon; or anywhere else in our 18-state service area, you’re backed by a team that truly understands ranch insurance.
Agent Support Tailored to Your Region and Clients
With Stroud National, you receive:
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Straightforward, practical support from experts who know ranch risks in your region
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Easy access to specialized markets and tailored coverage options
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Fast responses on questions, quotes, and underwriting
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Guidance to help you grow your agency and protect ranchers
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Long-term partnership focused on your success
Ready to Ride with the Stroud Crowd?
Saddle up with us for extra ranch insurance markets and expert guidance! We’re happy to have you with us and ready to help!
Consider taking the following steps today:
Submit a quote for ranch insurance today:
Start your quote online It’s quick, easy, and agent-focused.
Check out our FAQ page:
Most common agent questions are answered on our FAQ page. Give it a look!
Talk to a Member of the Stroud Crowd:
Prefer a personal touch? Give us a call or send a message here.