Independent agents trying to place farm and ranch business frequently run into the same wall. Appetites at standard markets are tight. However, ARU farm and ranch insurance, placed through Stroud National Agency, Inc., offers a way forward.
Through Stroud National’s partnership with non-admitted market ARU, agents receive proactive loss control, experienced farm and ranch underwriting, and an agent‑first support team. This combination helps agents place difficult risks, keep those risks in good operating order, and maintain viable coverage for their clients over time.
Why ARU Farm and Ranch Insurance for Tough Risks?
ARU is a specialized farm and agribusiness market partner. They stay committed to risks many standard markets restrict or non‑renew. Instead of simply pricing around challenges, ARU brings agricultural expertise and hands‑on inspections. Their advanced loss control process identifies elevated risk factors early and turns them into practical improvement plans.
Through education, proprietary loss control technology, and a focus on continuity and uptime, ARU helps clients prevent avoidable losses, protect productivity, and remain insurable over the long term. Their expertise is especially valuable for higher‑hazard classes like poultry and hog confinement operations, where the least expensive loss is the one that never happens.
As a non‑admitted partner, ARU complements Stroud National’s admitted farm and ranch markets, Travelers Agribusiness and Liberty Mutual, and gives agents tools to help serve more accounts.
How ARU Loss Control Works for Your Clients
Every new and renewing ARU policy includes an on‑site loss control inspection by agricultural specialists. This review looks at buildings, equipment, utilities, fire protection, and special hazards to understand the operation in detail.
After the visit, ARU provides a written recommendation letter outlining findings and practical fixes. ARU then follows up on high‑priority items to help prevent avoidable losses and support sustainable coverage.
To make this process easier to understand for insureds, agents can share:
- ARU’s Loss Control Process brochure, for a step‑by‑step overview of inspections and follow‑up.
- The Helping Clients Meet Loss Control Requirements guide, for clear expectations on documentation and deadlines.
- This ARU loss control benefits piece, which highlights how education, proprietary loss control technology, and a focus on minimizing downtime help farms stay insurable, productive, and profitable over the long term.
Benefits of Accessing ARU Through Stroud
When agents place ARU farm and ranch insurance through Stroud, they gain a team that understands ARU’s loss control process and helps keep recommendations, documentation, and timelines on track. That same team brings responsive service, experienced farm and ranch underwriting, and no minimum volume requirements, giving agencies of all sizes a reliable wholesale partner for complex and higher‑risk farm and ranch accounts.
- Want to know more about the benefits of the Stroud National/ARU partnership? Visit Non-Admitted Insurance for Higher-Risk Farm and Ranch Operations
- Interested in quoting farm and ranch risks with ARU and Stroud? Check out our Agent Tools page for the resources you need to get quoting.
- Have questions? Consult our FAQ page or reach out to us. We’re happy to help!
- Not yet contracted with Stroud National? Complete our Become an Agent form.