Chubb Self-Storage Facilities Program

Picture of a self-storage facility with red garage doors and a blue sky overhead.

One of our trusted carrier partners, Chubb, has recently brought to our attention their new Self-Storage Facilities Program, which could be a great additional resource for our agents who sell small business coverage. Please see the program information below and contact us with any questions.



The Chubb Self-Storage Program is sold on admitted paper and is designed to provide Commercial Package coverage for eligible self-storage facilities. Ineligible in Colorado and Texas.


Product Offering:

  • Package Policy (ISO based) including:
    – Commercial Property (Building & BPP)
    – General Liability
    – Business Income
  • Equipment Breakdown
  • Sale and Disposal & Customers’ Goods Legal Liability
  • Hired Non-Owned Automobile Liability
  • Commercial Excess Liability
  • Coverage & Limits:
    – General Liability up to $2M Occurrence, $4M Aggregate
    – Excess Liability up to $5M
    – Hired Non-Owned up to $1M
    – Sales & Disposal Legal Liability up to $1M
    – Customers’ Goods Legal Liability up to $1M

Tailored Coverage Features:

  • Admitted Product
  • Automatic blanket limit of insurance for select property coverages
  • Business Property Enhancements:
    – Business Income automatic extension to 365 days
    – Damage to Building from Theft
    – Ordinance or Law
    – Employee Theft including Forgery or Alteration
    – Outdoor Property: Fences; Paved Surfaces; Trees/Shrubs/Plants
    – Newly Acquired – Building and Personal Property
    – Computer Equipment and Electronic Data
    – Pollutant Cleanup and Removal
    – Valuable Paper and Records
    – Back-up of Sewers and Drains


Preferred Account Characteristics:

  • TIV: $1.5M to $50M
  • Built after 1990
  • 90% or more Self-Storage occupancy
  • Non-Combustible Construction
  • Within 5 miles Fire Department Protection
  • Outdoor storage of Watercraft, RV, Vehicle Storage, less than 20% of sales
  • Claims: up to 3 in past 5yrs
  • Incidental lessor’s risk
  • High end building conversions


Ineligible Classes:

  • Commercial Automobile
  • Personal Property of Others
  • Mobile Storage Operators
  • Indoor Vehicle, RV and Boat storage
  • Wine Storage


Key Program Benefits:

  • Chubb claims handling
  • Direct Bill with installment and credit card capabilities
  • Loss/Risk Control expertise


Submission requirements:

  • Current Statement of Values (SOV) or Current Coverage Limits/Deductibles
  • Current or Target Premium
  • 3-5 years of loss data, Loss Runs preferred
  • Details surrounding any of the following exposures:
    • Converted Buildings
    • Non-self-storage exposure
    • Vehicle, RV and/or Watercraft Storage
  • Chubb Supplemental Application (or similar document)


If you’re interested in selling Self-Storage coverage, please complete a Small Business Commercial quote request form and email it and applicable Accord forms to


Updated 08.15.23